Life Insurance

Key Person Insurance

Thanks to their size, small businesses usually rely on a few key people to keep operations running smoothly. Whether it is a front-line supervisor that ...
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A Quick Guide to the CPP Survivors Benefit

Though not something many people want to think about, planning for the death of a spouse or common law partner is an essential part of ...
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The Duties of Being a Trustee

Trustees can be appointed for any number of reasons, but whatever the purpose may be, the duties of a trustee are typically to hold the ...
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How Young Professionals Can Set Themselves Up for Financial Success

Starting your professional career can be equal parts exciting and terrifying. Having a steady stream of income for the first time is a great feeling ...
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Term vs Permanent Insurance

When it comes to life insurance, there are many options available – so many, in fact, that it can be an intimidating process to undertake. ...
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Using Corporate Owned Life Insurance to Reduce Passive Income Taxation

Effective January 2019, new tax rules will come into effect that will have a dramatic impact on some small business owners. Starting in 2019, the ...
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Individual vs. Mortgage Insurance

Whether you’re a first-time home buyer, or purchasing a vacation property, if you have a mortgage your lender will encourage you to purchase mortgage insurance. ...
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Using Joint-Last-to-Die Insurance to Protect Your Estate

Joint-Last-to-Die (JLTD) insurance is designed to protect the assets for the beneficiaries of an estate. A JLTD policy is issued on the lives of two ...
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Donating to Charity Using Life Insurance

If you are interested in creating a legacy at your death by making a charitable donation, you may wish to investigate using life insurance for ...
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Are Life Insurance Premiums Ever Tax Deductible?

Considering that the proceeds of a life insurance policy are received tax free upon the death of the life insured, it is not surprising that ...
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